Embedded Finance
Financial Services Delivered at the Point of Need
Embedded finance allows financial products to become part of a wider customer or business experience. Instead of asking customers to leave a platform and approach a separate provider, relevant financial functionality can be integrated directly into the journey.
Potential applications
All applications remain subject to local regulations and suitable licensed partnerships.
- Embedded wallets and accounts
- Integrated payment acceptance
- Merchant settlement
- Salary and payroll services
- Instalment and buy-now-pay-later propositions
- Merchant working capital
- Consumer credit
- Insurance distribution
- Savings and goal-based products
- Platform disbursements
- Expense management
- Financial services for gig and marketplace platforms
Responsible product design
Lending and credit propositions must be built around responsible underwriting, affordability, transparency, customer protection and appropriate regulatory oversight. ARAMANTEC’s role is to help structure the proposition across product, technology, data, operations and partnerships, while ensuring that regulated activities remain with appropriately authorised entities.
Capabilities described on this page are subject to applicable laws, licences, regulatory approvals and institutional partnerships in the relevant jurisdiction.