Digital Wallets
A Financial Relationship That Begins With the Wallet
A well-designed digital wallet can become far more than a place to hold funds. It can provide customers with a trusted entry point into payments, transfers, cards, remittance, rewards and other everyday financial services.
ARAMANTEC designs wallet propositions around customer needs, regulatory requirements and sustainable business economics.
What we build
The final feature set is determined by the applicable licence, partnership model and market requirements.
- Customer registration and identity verification
- Individual and business wallet accounts
- Stored-value and ledger management
- Peer-to-peer transfers
- Bank and payment-channel funding
- Bill payments and service payments
- Merchant payments
- Virtual and physical cards
- Domestic and international transfers
- Transaction monitoring and account controls
- Customer support and administrative operations
- Rewards, promotions and engagement
- API integrations with banks, processors and service providers
Who it is for
- Consumers seeking accessible everyday financial services
- Underbanked and underserved communities
- Employees and salary recipients
- Merchants and microbusinesses
- Gig-economy workers
- Young customers and family accounts
- Corporates requiring controlled disbursement solutions
- Platforms seeking to add financial functionality
ARAMANTEC’s approach
We begin with the customer problem and the regulatory perimeter. The proposition is then designed across product, technology, compliance, operations, partnerships and distribution. This ensures the wallet is not treated as an isolated application but as the foundation of a scalable financial business.
Capabilities described on this page are subject to applicable laws, licences, regulatory approvals and institutional partnerships in the relevant jurisdiction.